What does freiwillig versichert mean?

If you are voluntarily insured (freiwillig versichert), you can choose public or private health insurance.

You are freiwillig versichert if…

  • You are an employee, and you earn over €73,800 per year
  • or you are self-employed
  • or you are a student
  • or your total income is under €535 per month
  • or you have a Minijob
  • or you are a civil servant (Beamter)
  • or you are a doctor

How to choose health insurance